With such a wide range of Pension and Insurance products available, it makes sense to seek specialist advice from an Independent Broker. An Independent Broker will listen to your needs and wishes and, taking your current circumstances into account, set a financial map to help you achieve these goals.
With decades of combined experience, our specialist financial advisers have developed an intricate understanding of both the Insurance and Pension markets. They can explain your options to you in plain English, and help you understand how each product will benefit you, based purely on the facts.
Charterhouse Private Clients Ltd trading as Clevermoney has been trading since 2006. Our staff have vast experience in Insurance, Pensions, Mortgages and Financial Services, both in Ireland and in the UK.
The Company now has a team of experienced and skilled Financial Advisers to help you with almost any aspect of Financial Planning.
Our Expert Team
Covering Leinster and beyond, Rob has over 30 years’ experience working with small and medium sized businesses, honing his listening and problem-solving skills. Rob has developed his financial skills also through running his own businesses.
Rob has an excellent grasp of long term financial planning and providing long-term financial advice to both personal and small business clients. This includes young families looking for Life cover to people in retirement looking for income.
Lee Walsh QFA
Lee has been with Clevermoney since 2011, and runs our South-East office. He is licensed and experienced in Life Assurance, Income Protection and Illness Cover, along with Pensions and Investments.
Lee has been particularly adept in restoring clients’ Pensions and long-term financial security Plans. He also prides himself on getting self-employed people back on track following the downturn.
Lee is a family man and occasional golfer.
Mattie Holmes QFA
Covering areas including Westmeath, Offaly, Meath, Dublin, Mattie has over 25 years’ experience as a Financial Adviser. He has spent time working with the major Life Offices and also as a Mortgage Broker. With this level of experience, Mattie has faced and solved numerous, and some unique, challenges for his clients.
Mattie has been with Clevermoney for over 10 years and continues for provide a long-term service to his clients.
Guojun (Jum) Qin QFA
Guojun has a number of years’ experience working with both families and business owners as a Senior Financial Advisor. Having joined Clevermoney in early 2013, he is a member of the LIA and a Qualified Financial Advisor. Guojun understands that clients sometimes have language barriers which makes it difficult to fully understand financial products. Therefore he has carefully serviced Chinese speaking communities with their native language in the past 6 years and delivered the best financial advice to clients.
If you ever have questions about your plan or about specific financial products, contact Guojun Qin. He will set up a time to meet to review your needs and address any questions you may have.
Michael Heaney QFA RPA
Michael has worked in the Financial Services industry for 48 years, having previously worked in AIB for many years and subsequently as an Adviser with New Ireland Assurance Company, prior to joining Clevermoney.
Michael is a successful Mortgage Broker, and has seen the demand returning to the market, along with the pressures on borrowers. He can safely steer you through the mortgage maze. Michael also has for many years been offering superior Investment and Pension advice, having prided himself on carefully protecting the wealth of his clients during the downturn.
He lives in Kilcloon, Co Meath, close to the Kildare border, but is very much a committed Meath man. He lists golf among his many sports interests and plays regularly at County Meath Golf Club.
Saiju Thomas QFA
Saiju Thomas joined the team in early 2013 and is a fully Qualified Financial Advisor (QFA), with has nearly 10 years experience in the financial services industry. He specialises in mortgages, switcher mortgages, salary protection, family life cover and family health plans. Saiju would be delighted to assist you with any queries you may have in relation to your financial requirements.
Originally hailing from India, Saiju is very active in the local communities, and is always available to assist with your queries.
Rory Hennessy QFA, APA(Gen Ins)
Rory came to Clevermoney from Irish Life, where he spent 11 years as a Financial Planning Consultant. During this time, he provided advice to both to individual clients and clients of Permanent TSB Bank.
Rory’s first priority is to protect your Income in cases such as a Death, Serious Illness or inability to work. He can advise you on Lump Sum Investments and Regular Savings. Pre- & Post-Retirement Planning Advice are a standard part of the service provided. Rory recommends continuous reviews to help avoid unforeseen financial problems.
Rory is qualified to provide Tax Efficient Advice on key areas of Business and Personal Finances, such as Protection, Pension and Estate Planning Services (Inheritance Tax), As Rory lives in Carlow, he will normally cover Carlow, Laois, Wexford, Kildare and surrounding counties.
Yiqiu (Emily) Chen APA
Emily joined us from HSBC Bank in China, where she developed her financial skills, and now uses these skills to provide truly Independent advice to our clients who come from the Chinese and HK communities.
Emily has a Masters degree in Business from Dublin Institute of Technology, and is fluent in English, Mandarin and Cantonese. She manages the financial needs of our existing clients and continues to develop our offering to the wider community.