What is the main difference between income and salary protection insurance?

Salary protection insurance often provides coverage only for your basic salary, whereas income protection may cover additional bonuses and benefits.

What factors affect the cost of my income protection policy?

Factors such as age, health, occupation, and the level of coverage chosen can affect the cost of income protection Ireland insurance.

Can I customize my income protection insurance?

Yes, you can offer flexible options in terms of coverage amount, waiting periods, and payout options, at Clever Money, making it easier for you to tailor the insurance to your needs.

Investments and Savings

Home » Investments and Savings

When it comes to Investments and Savings, the Clevermoney view is to find a solution that matches your needs and appetite for risk.

There is no better feeling than knowing you have a tidy amount of money in the Bank should anything happen. It is an insurance policy – if you lose your job or choose to move to part-time work while pursuing a college degree for example – that gives you some financial freedom.

As keeping your money in the bank has not given anybody a return for a long time, you know that you need to do something with it to try and get a better return. This counts regardless of whether you already have a sum in the bank, or are saving monthly to build up a lump sum.

There is a wide range of choices available, but how do you choose?
I heard stocks and shares give a super return, but I know someone who lost a fortune?
I used to have Post Office bonds. Do they offer anything decent?
Can we buy government Bonds?
Is there something that will give a return like shares, but lower risk?
Should I buy Bitcoin?
I plan to invest long term. Can I get access in case of Emergency?
I am coming to Retirement but do not have enough saved. Should I take more risk to get a better return?
I have been offered a Brazilian Rainforest Bond with a guaranteed return of 12% per year by someone who rang me on my phone. Should I take it? (Absolutely not, this is likely a scam)
I put some money in a Property Fund that I am now told was a Ponzi Scheme. Will I get my money back?
I am thinking of buying a rental property. Can you advise me on what I need to do, and if it is a good idea?
I am in good health now, but am afraid of potential Inheritance Tax issues when I pass. Is there a better way to invest my money?
Is there a fund out there that will give me a good chance of a return with low risk, but there is a good chance I will need to access at short notice. Can I do this?
I want to save a fixed amount per month for my kids education, but would like to take a fixed amount back out for their fees each year, while still paying into the fund. Is this possible?

When it comes to Investments and Savings, the Clevermoney view is to find a solution that matches your needs and appetite for risk. We are very careful when it comes to which funds we choose, and prefer to restrict our clients to funds that are Regulated by the Central Bank of Ireland or are very closely monitored.

We will stringently advise against:

Investments and Savings

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