Term Insurance

Term Insurance – Protecting Your Young Family

Term insurance

refers to life cover (or

specified illness cover

– more on this later) that will be paid out should you die within a specified period of time – within the next ten years, for example. In this event, your family will receive a cash lump sum.

Specified illness cover

pays out in the event of your being

diagnosed with an illness

covered in the policy during an agreed period of time. Most specified illness plans cover up to 50 illnesses. Some policies will make a partial payment to you should you contract one of a number of named less-serious illnesses. Specified Illness cover can be bought separately, or as part of a

life insurance plan

. For more on serious illness cover, go here.

When is term insurance useful?

Term insurance is useful to cover the period between your death/diagnosis and your children being financially independent. So, if your children are aged 12 and 14, for example, you may want to take out term insurance for ten years.

How much will term insurance cost?

The cost of term insurance depends on a number of variables including your age, health, the term, and the amount of cover you choose. It could be possible to get term insurance for as little as €x per month.
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One of our qualified advisors would be happy to help you work out how much cover you need to protect your family. Call us today on 057 93 50079.

Everybody’s different, but everybody’s vulnerable

TALK TO REAL PEOPLE
At Clever Money, we believe in meeting our customers face to face. Our qualified financial advisers take the time to get to know your circumstances so that they can offer tailored advice. You won’t get that from an online-only insurer.
CHOICE
We are authorised by the Central Bank of Ireland as an authorised adviser, which means we can offer you products from all the leading life companies. For you, that means we can guarantee you the lowest premium.
If you’ve been thinking that your family would be vulnerable should something happen to you, our financial advisers would be happy to advise you based on your own circumstances.

Give us a call today on 057 93 50079

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